Affiliate Advisor

Seth Scott

(559) 785-0250

sscott@harvestinvestmentservices.com

My Links of Interest

Shepherds Wallet Financial Services is a DBA and independent of Harvest Investment Services, LLC

Meet Your Advisor

Seth entered financial services in 2021 with a heart to help people find clarity, confidence, and peace in their financial lives. In 2023, he received what can only be described as a divine assignment, sensing the Lord’s gentle but firm calling to “cover financially those who cover us spiritually.” This calling transformed his practice entirely, prompting a focus exclusively on serving pastors and ministry leaders through his company, Shepherd’s Wallet.

Drawing on over 20 years of ministry experience as a worship leader and church board member, Seth has had the privilege of serving faithfully in small churches and working closely with senior pastors, treasurers, and staff. This extensive ministry background has provided deep insight into the unique challenges and opportunities that pastors face — from housing allowance optimization to SECA tax issues to bivocational challenges. In spite of this uniquely complex financial situation, he was shocked by the lack of targeted, practical financial guidance available to them. Seth saw in this gap an opportunity and a calling to serve an underserved community with specialized focus.

Seth’s first book, Shepherding Your Finances: A Strategic Guide to the Financial Opportunities Only Pastors Have, is scheduled for publication in Spring 2026. This 136,000-word comprehensive resource represents the first book written specifically to address the complex financial needs of pastoral families, covering everything from ministerial taxation to retirement planning, with a 50,000-word accompanying workbook of practical implementation tools.

Beyond providing coaching and advisory services, Seth is also building the Sacred Capital community — a space where pastors can connect with fellow ministers on their journey toward biblical financial stewardship. This community provides much-needed education, guidance, and empowerment through monthly workshops, peer support, and specialized training designed specifically for ministry contexts.

Seth’s approach integrates sophisticated financial strategies with biblical stewardship principles, helping pastors navigate complex decisions while maintaining their calling-first perspective. Whether working with individual pastoral families or providing institutional training for denominations and seminaries, his goal remains consistent: enabling faithful shepherds to fulfill their calling with financial confidence and freedom.

Seth is a proud husband and father to two boys. When not helping pastors optimize their housing allowances or explaining SECA tax strategies, you might find him leading worship at his local church, performing in community theatre, nerding out with his D&D friends, or getting lost in a good fantasy novel.

Specializations:

Pastoral compensation and housing allowance optimization
SECA tax strategies and ministerial taxation
Retirement planning for ministers
Financial coaching for bivocational pastors
Institutional training for denominations and seminaries

Mission Statement: “Cover financially those who cover us spiritually”

My Specialties

Here are Some of the SERVICES that I can offer you.

Financial Planning

Retirement Planning

Investment Management

Retirement Strategies

RMD Strategies

Estate Planning

Fiduciary Investment Advice

Set Up 401k Plans

I’m ready when you are!
Let’s start a conversation.

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